dispute-letter
GitHub用于撰写正式争议信函，针对错误扣款、账单或信用记录。通过清晰陈述事实、列举证据并请求具体更正，生成具备法律效力的书面记录，语气坚定专业，旨在高效解决纠纷。
Trigger Scenarios
Install
npx skills add mohitagw15856/pm-claude-skills --skill dispute-letter -g -y
SKILL.md
Frontmatter
{
"name": "dispute-letter",
"description": "Write a letter to dispute an incorrect charge, bill, or record. Use when asked to dispute a credit-card charge, contest a bill or invoice, challenge a credit-report error, or formally dispute a fee. Produces a clear dispute letter — what's being disputed, why it's wrong, the evidence, and the correction requested — in the firm, paper-trail tone these situations need."
}
Dispute Letter Skill
Disputes are won on a clear paper trail: state precisely what's wrong, attach the evidence, and request a specific correction in writing. This skill writes that letter so it's easy for the other side to verify and fix — and so you have a dated record if it escalates.
Note: this is a drafting aid, not legal or financial advice. Deadlines and rights vary by jurisdiction and provider (e.g. billing-error and credit-reporting rules); confirm the process and time limits with the provider or a qualified advisor, and keep copies of everything.
Working from a brief
Given "dispute a $90 charge I didn't authorise", write the full letter anyway — structure the dispute and bracket the specifics (account/reference numbers, dates, amounts) to fill in. Note where supporting evidence should be attached. Never withhold the letter for missing detail.
Required Inputs
Ask for these only if they aren't already provided (else bracket to fill in):
- What you're disputing — the charge/bill/record, the amount, date, and account/reference number.
- Why it's wrong — not authorised, billed in error, wrong amount, service not received, already paid, inaccurate record.
- The evidence — receipts, statements, prior correspondence, confirmations you can attach.
- The correction wanted — reverse the charge, correct the record, refund, written confirmation.
- Recipient — the bank/merchant/bureau and any required dispute address/process.
Output Format
Dispute Letter
- Header — your details, date, recipient, and a Re: line with the account/reference number and amount in dispute.
- 1. Statement of dispute — exactly what you're disputing (item, amount, date), in one clear sentence.
- 2. Why it's incorrect — the specific reason, with the relevant facts.
- 3. Evidence — the documents you're relying on / enclosing (listed).
- 4. Correction requested — the specific action and written confirmation of the outcome, with a reasonable response timeframe.
- 5. Record note — that you're keeping copies and will escalate (to the regulator/ombudsman) if unresolved.
- Close — professional sign-off and contact details.
Provide a short version for an online dispute form, and notes on documents to attach and any deadline to confirm.
Quality Checks
- The disputed item is identified precisely (amount, date, reference) — no ambiguity
- The reason it's wrong is specific and tied to facts, not just "this seems off"
- Supporting evidence is listed/enclosed and referenced in the letter
- A specific correction and written confirmation are requested, with a timeframe
- The tone is firm and factual, building a clean paper trail
- A note to confirm jurisdiction-specific deadlines/rights is included
Anti-Patterns
- Do not be vague about which charge/record and how much — precision is the whole game
- Do not omit evidence or fail to reference it — assertions without proof stall
- Do not present this as legal/financial advice or guess at statutory deadlines — flag them to confirm
- Do not get emotional — a factual record is more persuasive and more useful if it escalates
- Do not forget to request written confirmation of the resolution
Based On
Consumer dispute practice — precise identification, evidence-backed reasoning, a specific requested correction, and a documented paper trail.
Version History
- a38bc30 Current 2026-07-05 11:34
