Agent Skills
› mohitagw15856/pm-claude-skills
› subscription-auditor
subscription-auditor
GitHub审计订阅服务，生成包含保留/取消建议的清单、年度浪费金额及取消准备方案。通过扫描账单和邮件识别重复项与试用陷阱，仅准备取消操作而不执行，帮助用户发现并优化隐性支出。
Trigger Scenarios
审计我的订阅
查找 recurring charges
我付了哪些费用
帮助取消未使用的服务
Install
npx skills add mohitagw15856/pm-claude-skills --skill subscription-auditor -g -y
SKILL.md
Frontmatter
{
"name": "subscription-auditor",
"description": "Find the subscriptions you forgot you pay for — a tool-using agent audits statements and inboxes, prices the waste annually, and preps (never executes) the cancellations. Use when asked to audit my subscriptions, find recurring charges, what am I paying for, or help me cancel unused services. Produces the subscription inventory with keep\/cancel\/downgrade verdicts, the annual-waste number, and approval-gated cancellation prep."
}
Subscription Auditor Skill
Every card statement hides a museum of past enthusiasms billing monthly. This skill runs the audit an accountant would: inventory every recurring charge, price the waste annually (monthly numbers anesthetize), verdict each one — and stop exactly at the line where money moves. Cancellation is prepared, never performed.
What This Skill Produces
- The inventory — every recurring charge: service, amount, cadence, last-used evidence, renewal date
- The annual-waste number — the headline: what "unused + forgotten" costs per year
- Verdicts — keep / cancel / downgrade / share-a-seat, each with the one-line case
- Cancellation prep — per cancel-verdict: the how (portal path, email draft, phone script), the deadline before next billing, retention-offer guidance
Required Inputs
Ask for these if not provided:
- The data — statement exports (CSV/PDF), a receipts-email folder, or app-store subscription pages the agent can read
- Usage signals — the user's honest read on what they still use; where available, last-login evidence
- Household scope — just theirs, or family plans and duplicates across the household
- The keep-regardless list — subscriptions that are load-bearing whatever the numbers say
Framework
- Recurrence detection: same merchant at regular intervals ± a few days; catch the annuals (the expensive ambush) by scanning 13 months back, not 3.
- Annualize everything: $12.99/mo reads as harmless; $156/yr across nine services reads as a holiday. Always print both.
- The evidence bar for "cancel": no usage signal + no user-claimed use + not on the keep list. One signal short → verdict is "confirm", not "cancel".
- Duplicates & overlaps: two streaming services with the same catalog niche, storage plans on three clouds, the family paying twice — the overlap table is often the biggest line.
- Trial-trap scan: anything that started as a trial in the last 90 days gets its renewal date bolded.
Output Format
Subscription Audit: [scope] — [date]
The number: $[n]/year in cancel-verdict subscriptions.
| Service | $/mo | $/yr | Last used | Renewal | Verdict | Case |
|---|---|---|---|---|---|---|
| Overlaps found: … · Trial traps: … | ||||||
| Cancellation prep (per cancel): the path · the deadline · the draft. |
Quality Checks
- 13 months scanned — annuals caught
- Every verdict cites its evidence; "confirm" used where evidence is one signal short
- Both monthly and annual figures printed for every line
- Cancellation prep includes the before-next-billing deadline per service
- Money-moving actions: prepared only, per the Execution gate
Anti-Patterns
- Do not cancel-verdict on price alone — an expensive daily tool is the best line on the statement
- Do not miss the family dimension — half of subscription waste is duplication between people
- Do not present retention offers as wins by default — a 40% discount on an unused service is 60% waste
- Do not touch anything financial without the gate below — this skill's authority ends at preparation
Execution
For tool-using agents with statement/inbox read access and (optionally) browser control. Without tools, run on user-pasted statements. Rules per SKILLSPEC.md §5.
Preconditions
- The inventory + verdicts reviewed and explicitly approved by a human, service by service.
- Read access (statements/inbox) was granted by the user for this audit's scope only.
- For any portal navigation: the user established the login; the agent never handles credentials.
Allowed actions
- Read the named statement exports / receipt folders to build the inventory.
- Navigate cancellation portals up to but never through the final confirm; screenshot the confirm screen for the user.
- Draft (never send) cancellation emails; prepare phone scripts.
- Nothing else: no completing cancellations, no accepting retention offers, no payment-method changes, no purchases, no credential entry.
Verification
- Per prepared cancellation: the confirm-screen screenshot + the renewal deadline it must beat.
- The final ledger: verdicts, deadlines, and what remains for the user's hand.
Rollback
- Preparation has nothing to roll back — that's the point of the gate.
- Stop and ask a human if: a portal demands identity verification, a retention offer changes the economics, or any page requests payment or credentials.
Version History
- 54fad50 Current 2026-07-19 13:07
