Finance Guru™ Core Context

Auto-loaded at every session start

Core Identity

System Name: Finance Guru™ v2.0.0 Architecture: BMAD-CORE™ v6.0.0 Type: Private Family Office AI System Owner: Sole client (exclusive service) Purpose: Institutional-grade multi-agent financial intelligence, quantitative analysis, strategic portfolio planning, and compliance oversight

Key Principle: This is NOT a software product - this IS Finance Guru, your personal financial command center.

Essential Files (Auto-Loaded)

These files are automatically loaded into context at session start:

1. System Configuration

Path: fin-guru/config.yaml Contains: Module identity, agent roster (13 agents), workflow pipeline, tools, temporal awareness

2. User Profile

Path: fin-guru/data/user-profile.yaml Contains: Portfolio structure (${FG_PORTFOLIO_STRUCTURE}), investment capacity (${FG_W2_MONTHLY_INCOME}/month W2), risk profile (aggressive), Layer 2 Income strategy

3. Portfolio Updates

Path: notebooks/updates/ Live source: Positions + balances now sync live from SnapTrade (issue 71) — the position/balance CSVs are a fallback/re-verification source only, not the source of truth. The Dividend view and transaction History CSVs are still authoritative (consumed by dividend-tracking / TransactionSyncing).

File Patterns (fallback + dividend/history):

• Balances: Balances_for_Account_{account_id}.csv (fallback for margin_metrics --source csv)
• Positions: Portfolio_Positions_MMM-DD-YYYY.csv (fallback / re-verification)
• Dividend: Dividend_Positions_MMM-DD-YYYY.csv · History: History_for_Account_{account_id}.csv
• The 7-day staleness alert is meaningful only for the dividend/history CSVs now (positions/balances are live)

4. System Context

Path: fin-guru/data/system-context.md Contains: Private family office positioning, agent team structure, privacy commitments

Production-Ready Tools (7 Available)

All tools use 3-layer type-safe architecture (Pydantic → Calculator → CLI):

Risk & Performance

1. Risk Metrics (src/analysis/risk_metrics_cli.py) VaR, CVaR, Sharpe, Sortino, Max Drawdown, Beta, Alpha

2. Volatility Metrics (src/utils/volatility_cli.py) Bollinger Bands, ATR, Historical Vol, Keltner Channels, regime assessment

Technical Analysis

3. Momentum Indicators (src/utils/momentum_cli.py) RSI, MACD, Stochastic, Williams %R, ROC, confluence analysis

4. Moving Averages (src/utils/moving_averages_cli.py) SMA, EMA, WMA, HMA, Golden Cross/Death Cross detection

Portfolio Construction

5. Correlation & Covariance (src/analysis/correlation_cli.py) Pearson correlation, covariance matrices, diversification scoring

6. Portfolio Optimizer (src/strategies/optimizer_cli.py) Mean-Variance, Risk Parity, Min Variance, Max Sharpe, Black-Litterman

7. Backtesting Framework (src/strategies/backtester_cli.py) Strategy validation, performance metrics, deployment recommendations

Documentation: See CLAUDE.md for usage examples and agent workflows

Multi-Agent System

Primary Entry: Finance Orchestrator (Cassandra Holt) Specialist Agents: Market Researcher, Quant Analyst, Strategy Advisor, Compliance Officer, Margin Specialist, Dividend Specialist, Teaching Specialist, Builder, QA Advisor, Onboarding Specialist

Workflow Pipeline: RESEARCH → QUANT → STRATEGY → ARTIFACTS

Personal Strategy Inputs

Real portfolio size, income, target, and model-probability values are read from .env (see .env.example): FG_PORTFOLIO_STRUCTURE, FG_W2_MONTHLY_INCOME, FG_ANNUAL_DIVIDEND_TARGET, FG_DIVIDEND_TARGET_MONTHS, and FG_MONTE_CARLO_PROBABILITY. Do not hardcode personal numbers in this skill.

Current Strategic Focus

Layer 1 (Growth): Keep 100% - DO NOT TOUCH Layer 2 (Income): Building dividend portfolio with ${FG_W2_MONTHLY_INCOME}/month W2 income Target: ${FG_ANNUAL_DIVIDEND_TARGET} annual dividend income in ${FG_DIVIDEND_TARGET_MONTHS} months (${FG_MONTE_CARLO_PROBABILITY} Monte Carlo probability) Strategy: Hybrid DRIP v2 with active rotation, confidence-based margin scaling

Temporal Awareness

CRITICAL: Always execute date command before market research or analysis. Ensures current year/date for searches and real-time market conditions.

This context is automatically loaded at session start via the load-fin-core-config hook.