保险科技：保险合规

At Uber, we put safety first in order to minimize risks for users on the Uber platform. Uber Insurance Tech focuses on three pillars; claims, compliance, and affinity programs.

在Uber，我们把安全放在第一位，以尽量减少Uber平台上的用户风险。Uber保险技术专注于三大支柱；索赔、合规和亲和力项目。

Claims

索赔

In case of a crash or incident we provide the required support and efficient claims handling processes to get drivers back to their everyday lives as quickly as possible through partnering with insurance carriers.  

在发生碰撞或事故的情况下，我们通过与保险公司合作，提供必要的支持和高效的索赔处理流程，使司机尽快恢复日常生活。

Compliance 

遵守规定

Uber continuously makes sure that drivers are compliant with local regulatory requirements working with partner insurance carriers.

Uber不断确保司机符合当地的监管要求，并与合作伙伴的保险公司合作。

Affinity Programs

亲和力项目

Uber offers various affinity programs such as Optional Injury Protection, Vehicle Interruption Coverage, in major markets to drivers; this way drivers are provided flexibility and further coverage through such programs. We do all these by working closely with insurance carrier partners worldwide. 

Uber在主要市场向司机提供各种亲和计划，如可选伤害保护、车辆中断保险；这样，司机可以通过这种计划获得灵活性和进一步的保障。我们通过与世界各地的保险公司合作伙伴紧密合作来完成所有这些工作。

Figure 1:  Pillars of InsureTech @ Uber

图1：Uber的保险技术支柱

This blog post will be the first of a series of blogs regarding InsureTech at Uber covering the challenges and solutions to cover the compliance aspects.

这篇博文将是关于Uber的保险技术系列博客的第一篇，涵盖了合规方面的挑战和解决方案。

Auto Insurance Compliance

汽车保险的合规性

To operate in a safe and compliant way, it’s crucial for Uber to adhere to the guidance of various local regulatory requirements held by regional regulatory bodies. As part of these regulatory checks, Uber checks to ensure the validity of a driver’s insurance documents. 

为了以安全和合规的方式运营，Uber必须遵守地区监管机构持有的各种当地监管要求的指导。作为这些监管检查的一部分，Uber检查以确保司机的保险文件的有效性。

Across the markets Uber operates in there are significant varying requirements. For example in London, when an insurance document is uploaded by a driver, a document operations agent is assigned to review the document and ensure that it meets the local requirements. However, at any point...