Al Empowering eBay Payment Risk Management——Comprehensive Intelligence in Risk Control

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1. 演讲人:魏瑶 (Wendy Wei)
2. 01 eBay Payment Risk Overview 02 AI Applications in Risk Management 03 Challenges and Solutions in Utilizing LLM 04 Summary & Futures
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6. • • • • • • Pre-Transaction • • • Transaction • • • • Post-Transaction
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15. • • • Text • • • • Multi modal Image URL • • •
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17. High Confidence Low Confidence Manual Label Unlabeled Data Labeled Data Domain Finetuned LLM Human Annotator Model Iteration
18. • • • • Abnormal Alert
19. Graph model LLM metric Summarize rule Vector DB variable Historical cases
20. 03 Challenges and Solutions in Utilizing LLM
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23. Request Data Response Data
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25. 04 Summary & Futures
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27. Enhanced Explainability and Transparency: Further develop tools and models to make AI risk control decision processes more transparent and interpretable, helping users and regulatory bodies understand AI's judgment criteria. Reinforcement Learning and Adaptive Systems: Utilize reinforcement learning technology to enable risk control systems to self-optimize and adapt to new threat patterns, maintaining continuous effectiveness.
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